Free Hail Inspection • Insurance Claim Documentation • Call Before You File • Full Repair or Replacement
Jacksonville and Northeast Florida receive significant hail events during severe thunderstorm season — hailstones as large as 1.5 inches in diameter have been recorded in Duval County. Hail damage is often invisible from the ground and develops slowly into leaks as the bruised shingles lose their granule protection and the asphalt mat deteriorates from UV exposure. JK Prestige Constructor Corp provides free hail damage inspections with detailed photographic documentation of every impact point. We work directly with your insurance adjuster, providing the scope and material pricing your adjuster needs to process your claim correctly. Florida gives you three years from the date of loss to file a hail damage claim — but do not wait. Documentation becomes harder to tie to a specific storm over time, and your adjuster may attribute damage to aging rather than the hail event. Call before you file, not after.
Professional documentation that supports your claim — before you contact your insurer.
Call JK Prestige before you call your insurance company: A roofer who specializes in storm damage can inspect your roof, document damage professionally, and tell you whether damage is sufficient to support a claim. If you file and your roof shows only minor damage, the claim creates a premium record without producing meaningful compensation. If damage is significant, professional documentation before the adjuster arrives puts you in a much stronger position.
Full roof inspection with close-up photography of every hail impact point. Pattern documentation across shingles, gutters, flashings, and any soft metals. Written report identifying the storm date, impact density, and affected area square footage.
We meet with your adjuster on-site at your request. We provide scope of work, material specifications, and pricing in adjuster-standard format. We identify discrepancies in adjuster estimates and provide a written supplement where items were missed or underpaid.
Bruised and cracked shingles replaced. Dented flashings replaced. Gutters and downspouts replaced where hail impact has compromised function. Pipe boots and penetrations inspected for impact damage. All replacement materials Florida NOA approved.
If your existing shingles are standard architectural grade, we can upgrade to Class 4 impact-resistant shingles (GAF Armor Shield II, Owens Corning Duration Storm) as part of the replacement. Class 4 shingles often qualify for 20–30% insurance premium reductions in Duval County.
We inspect and photograph all hail damage. Written report with storm date, impact density, and affected area. You receive this documentation regardless of whether you proceed with repair.
Based on our inspection, we advise whether filing is appropriate. If yes, we help you understand the process. You file with your insurer with our documentation package in hand.
We meet your adjuster on-site. We walk the roof together and point out every impact. We ensure the adjuster's scope matches the actual damage before they leave.
We review the adjuster's written estimate and identify any missed items. We prepare a written supplement for your insurer identifying underpaid or omitted line items.
OSHA 30 certified crew. Full tear-off for replacement. Manufacturer warranty registered. Upgrade to Class 4 impact-resistant presented as an option where available under your claim.
Hail damage on shingles appears as circular dark bruise marks or granule loss exposing the asphalt mat. On gutters and downspouts, hail leaves uniform round dings. Hail damage is not always visible from the ground — a professional inspection with photography is the reliable way to document damage for an insurance claim.
Call a qualified roofer first. We can inspect your roof, document damage professionally, and tell you whether damage is sufficient to support a claim. Having professional documentation before the adjuster arrives puts you in a much stronger position.
Florida Statute 627.70132 requires windstorm and hail claims to be reported within 3 years of the date of loss. However, documentation becomes harder to tie to a specific storm over time. Do not wait.
Coverage depends on your policy type (replacement cost value vs. actual cash value) and your deductible. RCV policies pay full replacement cost after your deductible. ACV policies depreciate the payment based on your roof's age. We explain exactly what your adjuster's estimate means.
Free inspection. Adjuster-ready documentation. We handle the claim process with you.
(904) 944-0278